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Small business ransomware response checklist: what to do in the first hour

This guide sets out what a UK manager should do in the first 60 minutes after ransomware is suspected. It covers safe containment without powering machines off, preserving evidence, contacting your insurer and cyber incident helpline, and notifying Action Fraud, the NCSC and the ICO where required.

7 min read
Published: 2 November 2026
Audited against: UK Cyber Essentials & CIS v8.1 IG1
Core Executive Takeaways

Key practical checks for owners

  • ✓Isolate affected devices from the network but leave them powered on, so memory and logs survive for investigators.
  • ✓Phone your cyber insurance incident line before paying anyone or restoring systems, as policy conditions often depend on it.
  • ✓Record every action with a time and name in a single incident log from the first minute.
  • ✓Keep clean backups disconnected until you are sure the attacker has been removed.
01.

Confirm what you are looking at before you act

Ransomware usually announces itself with a ransom note on screen, files with unfamiliar extensions, or documents that will no longer open. Before declaring an incident, spend a few minutes checking whether the signs are on one machine or several, and whether shared drives or the email system are affected. A single laptop showing a note is a different problem from a file server where every folder has been renamed.

Name one person to lead the response. In a business of 5 to 50 staff that is normally the owner or operations manager, with your IT provider as technical support. Having one decision-maker stops staff from trying their own fixes, which is how evidence gets lost and the damage spreads.

Practitioner note
Do not click anything in the ransom note, do not visit the payment site and do not reply to the attacker at this stage.
Evidence to retain for Cyber Essentials or Insurers
  • Note the exact time the problem was first noticed and by whom
  • Photograph or screenshot any ransom note, including the contact address or website it names
  • List which devices, shared drives and cloud services appear affected
  • Name the incident lead and the person who will keep the log
02.

Contain the spread without destroying evidence

The aim in the first minutes is to stop the encryption reaching more machines. Disconnect affected devices from the network by unplugging the Ethernet cable and turning off Wi-Fi. Leave the device powered on. Shutting down wipes volatile memory, which can hold the encryption process and clues about how the attacker got in, and some ransomware behaves unpredictably on restart.

If you cannot tell which devices are affected, it is reasonable to disconnect the office from the internet at the router and to isolate the file server and any backup device from the network. Accept the disruption. A stopped business for an hour is far easier to recover from than a second wave of encryption across every machine.

Step-by-step administrator path
  1. 1Unplug the network cable from each affected computer and server
  2. 2Turn off Wi-Fi on affected laptops using the physical switch or the system tray
  3. 3Leave every affected device powered on and plugged into mains power
  4. 4If the spread is unclear, unplug the office router or disable the internet connection at the switch
  5. 5Disconnect external hard drives, NAS boxes and USB backups from any affected machine, and do not plug them into another computer
  6. 6Tell all staff by phone or in person to stop work and not to open or move any files
Practitioner note
Do not reboot, run antivirus clean-up tools or delete the ransom note. Each of these can overwrite evidence your insurer's investigators and the police will want.
03.

Protect your backups and your accounts

Attackers often go after backups before they trigger encryption, so confirm quickly whether yours are intact. Check that any backup drive or cloud backup is disconnected from the affected network and that nobody is restoring from it yet. Restoring too early onto a network the attacker still controls can lose the clean copy as well.

From a device you are confident is clean, such as a personal phone on mobile data or a spare laptop, change the passwords for your Microsoft 365 or Google Workspace administrator, your backup service and your bank. Turn on multi-factor authentication if it is not already enforced. Do not use a machine that was on the affected network for these changes, as a keylogger would capture the new passwords.

Step-by-step administrator path
  1. 1Using a known-clean device, sign in to your email or cloud admin portal
  2. 2Reset the password on every administrator account and on any account staff reported as behaving oddly
  3. 3Open the user security settings and confirm multi-factor authentication is required for admins
  4. 4Review recent sign-in activity and sign out all active sessions for administrators
  5. 5Contact your bank on a trusted phone number if finance systems or payment details may have been exposed
04.

Call your insurer and your IT provider

If you hold cyber insurance, find the policy and ring the incident line now, within the first hour. Many policies require you to report promptly and to use the insurer's approved incident response firm. Acting alone, for example by paying a ransom or hiring your own specialist first, can put cover for the claim at risk. Most cyber policies include a 24-hour helpline that connects you to forensic and legal support at no extra step.

Contact your IT provider at the same time and tell them the situation plainly, including which devices you have already disconnected. If you have no insurance and no provider, the NCSC's guidance for small organisations is a sound starting point, and a reputable incident response firm certified under the NCSC Cyber Incident Response scheme can take over technical work.

Practitioner note
Do not pay the ransom, negotiate or buy cryptocurrency before speaking to your insurer and law enforcement. Payment does not guarantee decryption and can breach sanctions rules.
Evidence to retain for Cyber Essentials or Insurers
  • Policy number, insurer's 24-hour incident line and broker contact to hand
  • Name and mobile number of your IT provider or managed service contact
  • Written note of the time you reported to the insurer and the reference number given
  • A list of every action taken so far, sent to the insurer and IT provider
05.

Report to Action Fraud, the NCSC and the ICO where required

Ransomware is a crime and should be reported. In England, Wales and Northern Ireland report to Action Fraud on 0300 123 2040, or online. In Scotland report to Police Scotland on 101. Reporting creates a crime reference you may need for insurance and helps the National Crime Agency and police track the groups involved. The NCSC also accepts incident reports and publishes ransomware guidance for small organisations.

If personal data may have been accessed, lost or made unavailable, you have a separate legal duty under UK GDPR. A breach that is likely to risk people's rights and freedoms must be reported to the ICO within 72 hours of you becoming aware of it. You do not need the full picture in the first hour, but you should start a record of what data sits on the affected systems, such as customer files, payroll or health information, so the decision can be made quickly. Regulated firms may also need to inform bodies such as the FCA.

Evidence to retain for Cyber Essentials or Insurers
  • Action Fraud or Police Scotland crime reference number
  • Date and time you became aware of the incident, as the 72-hour ICO clock starts from this point
  • List of systems affected and the categories of personal data they hold
  • Notes on whether the data was encrypted, copied out or both, as far as is known
  • Copy of any notification made to the ICO, a regulator or affected individuals
06.

Keep one incident log and brief your staff

From the first minute, keep a single written log recording the time, the action taken and who did it. Include phone calls, the people you spoke to and any decisions, such as the choice not to pay. Insurers, forensic investigators, the ICO and the police will all ask for this timeline, and memory fades quickly under pressure. Keep the log on paper or on a device that is not connected to the affected network.

Tell staff what has happened in plain terms and give them one instruction: do not use the affected systems, do not discuss the incident on social media and refer any customer, supplier or press enquiry to the incident lead. Agree a holding statement for customers and decide how you will communicate if email is down, for example a phone tree or a personal messaging group.

Step-by-step administrator path
  1. 1Open a new document or paper notebook and head it with the date and incident lead's name
  2. 2Record each action as time, what was done, who did it and what was observed
  3. 3Photograph screens and notes before anything is changed
  4. 4Store the log somewhere separate from the affected network and share it with the insurer and IT provider
  5. 5Review the log at the end of the first hour and list what is still outstanding
Clarifications

Common questions

Should I switch off the infected computers?
No. Disconnect them from the network by unplugging the Ethernet cable and turning off Wi-Fi, but leave them powered on. Shutting down erases volatile memory that investigators can use to identify the ransomware and how it entered. Switching off also risks corrupting files or triggering further damage on restart.
Should a small business pay the ransom?
The NCSC and law enforcement advise against paying. Payment gives no guarantee you will get working decryption keys, marks you as willing to pay, and can raise sanctions concerns if the group is on a sanctions list. Speak to your insurer and the police before making any decision, as your policy may restrict or direct how it is handled.
Who do I tell in the first hour?
Tell your cyber insurer's incident line, your IT provider and the internal incident lead first. Then report the crime to Action Fraud in England, Wales and Northern Ireland, or to Police Scotland on 101. The ICO needs notifying within 72 hours if personal data is at risk, and regulated businesses may need to tell their sector regulator too.
Can I restore from my backups straight away?
Not until you are confident the attacker has been removed. Restoring onto a compromised network can lead to a second round of encryption. First check that the backup itself is clean and disconnected, have your IT provider or incident response firm confirm the entry point has been closed, and then restore in a controlled order, starting with the most important systems.
Do I have to report a ransomware attack to the ICO?
You must report to the ICO within 72 hours of becoming aware if the incident is likely to result in a risk to people's rights and freedoms, for example because customer, employee or health data was accessed, copied or made unavailable. If the risk is unlikely, you must still record the incident and your reasoning in an internal breach log.

Official UK sources checked

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